On 14 October 2025, the United Arab Emirates entered a new era of financial crime regulation. Federal Decree-Law No. 10 of 2025 the new UAE AML law 2025 came into force, replacing Federal Decree-Law No. 20 of 2018 and fundamentally transforming the country's anti money laundering, countering the financing of terrorism, and counter-proliferation financing framework.
AML Compliance Services in UAE: What Every Business Must Know Before a Regulator Visits in 2026
If you run a business in the UAE and have not yet reviewed your anti money laundering obligations, 2026 is the year that inaction becomes genuinely costly.
The UAE has fundamentally restructured its anti money laundering law. Federal Decree-Law No. 10 of 2025, which replaced the previous 2018 legislation, came into force in October 2025 and introduced personal criminal liability for company managers, lower thresholds for prosecution, and expanded the scope of regulated entities to include virtual asset service providers (VASPs). Simultaneously, the Central Bank of the UAE issued updated AML guidance in April 2026, signaling a decisive shift away from tick-box compliance toward continuous, technology-enabled risk management.
AML Regulations for Real Estate Agents in UAE: The Complete Compliance Guide
The UAE's real estate market is one of the largest and most active in the world, attracting billions in foreign investment annually. That scale, combined with high transaction values, cross-border buyers, complex ownership structures, and frequent cash use, makes real estate one of the sectors most exposed to money laundering risks.



